The District Court in Warsaw determined that the contract concluded with the Getin Noble Bank S.A. was invalid from the very beginning and order the bank to return the borrowers all that they had paid to the bank.

District Court in Warsaw in a case brought by borrowers against Getin Noble Bank S.A., in the judgment of 17 August 2021 case no. XXVIII C 2636/21, determined that the contract concluded by the parties was invalid from the very beginning.

As a consequence the Court awarded the clients of Włodarczyk Ziomek & Wojciechowski s.c. return of the benefit not due to the bank in the amount of PLN 116.364 and Euro 45.351,29 with the interest for delay.

Less than 6 months passed between the filing of the claim and the issuance of the ruling. The judgment is not final.