The District Court in Piotrków Trybunalski determined that the contract concluded with the mBank S.A. was invalid from the very beginning and order the bank to return the borrower all that he had paid to the bank.

The District Court in Piotrków Trybunalski in a case brought by a consumer against mBank S.A., in the judgment of 30^th November 2022 case no. I C 1041/22, determined that the contract concluded by the parties was invalid from the very beginning.

As a consequence, the Court awarded the client of Włodarczyk Ziomek & Wojciechowski the amount of 130.165,09 PLN as a return of undue payments (plus the interest for the delay and court fees).

Only 5 months passed between the filing of the claim and the issuance of the ruling. The judgment is not final.